ATMs are a great convenience, but they can compromise your safety. A robber looking for easy prey only has to stake out an ATM in a low-traffic, dimly lit area and bide his time.
Over the past couple of decades, ATMs have become a convenient utility that’s accessible to all. However, they can compromise your safety. With fraud threats, scams, and robberies taking place regularly, it’s in your best interests to take preventive measures to safeguard yourself while using an ATM.
Follow these tips to ensure a smooth and safe experience
- Observe your surroundings before using an ATM. If the machine is obstructed from view or poorly lit, visit another ATM.
- Shield the screen and keyboard so anyone waiting to use the ATM cannot see you enter your PIN or transaction amount.
- Put your cash, card, and receipt away immediately. Count your money later, and always keep your receipt.
- If you see anyone or anything suspicious, cancel your transaction and leave immediately. If anyone follows you after making a transaction, go to a crowded, well-lit area and call the police.
- When using an enclosed ATM that requires your card to open the door, avoid letting strangers follow you inside.
- When using a drive-up ATM, make sure all passenger car doors are locked and windows are up.
- Do not leave your car unlocked or the engine running when you get out to use an ATM.
- While many ATMs are available 24 hours a day, some may be open only during local business hours. To be on the safe side, plan your withdrawals ahead of time.
- Check with your financial institution to determine what the daily withdrawal limit is for your account.
ATM machines are very convenient, and a little caution on your part will make your transactions safer. Just like ATM, transactions through NetBanking are also convenient, it is essential that you take the necessary measures to stay safe while banking online.
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